Free Foreclosure Help for Oʻahu Homeowners — Know Your Options Before Making Any Decision.

Yes. My homeowner support and resource connections are 100% free for homeowners. There's no obligation and no pressure to sell.

No. Understanding your options comes first — keeping the home, pausing foreclosure, negotiating, or selling only if you choose. No one should make that decision without knowing all the alternatives.

If you have them: any foreclosure notice, loan servicer/lender name, court case info, auction date, HOA/tax letters, and your best contact details. If you don't have documents, that's okay — we'll start with what you know.

No. I'm a homeowner advocate. I share general information to help you understand your situation and options. I don't provide legal or tax advice. When those services are needed, I connect you with trusted, verified professionals.

Text or call as soon as possible so we can confirm dates and identify the fastest next steps. If you're in immediate danger of losing housing, contact a HUD-approved counselor or Legal Aid right away.

Sakawrat "Gift" Kitkuakul is a homeowner advocate and is not a licensed attorney, real estate broker or salesperson, mortgage professional, financial advisor, tax advisor, or HUD-approved housing counselor. Information provided through this website or in person is general and educational only and is not legal, financial, tax, or real estate advice. No advocate-client, attorney-client, or fiduciary relationship is created by using this site or contacting me.

I do not negotiate with lenders, servicers, or creditors on your behalf, and I do not represent you in any legal or financial matter. My support is free to homeowners — I do not charge fees, request advance payments, or take any portion of your money or property, and I do not receive referral fees, commissions, or other compensation from any professional, buyer, or company I may connect you with. In some cases, I may be interested in purchasing a home if the homeowner chooses to sell — this is always disclosed upfront and you are never obligated to sell to anyone.

If you are facing an imminent foreclosure sale or court deadline, contact a licensed Hawaiʻi attorney, Legal Aid Society of Hawaiʻi, or a HUD-approved housing counselor immediately. Do not rely on this website in place of timely professional advice.

When you contact me or submit the form on this site, I collect only the information you choose to provide (such as your name, phone, email, and message). This is delivered through a third-party form service (Formspree) and used solely to respond to your request. I do not sell your information or share it for marketing. I may share details with a professional only with your permission, to help you. You can ask me to delete your information at any time.

This website and the general support offered are provided "as is," without warranties of any kind. To the fullest extent permitted by law, I am not liable for any decision you make or any outcome related to your property, finances, or legal situation. Decisions about your home are yours alone, ideally made with licensed professionals.